BREAKING FEES BARRIERS THROUGH UCS SACCO'S LOANS
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In her quest to further her studies whilst working as a teacher in Malawi’s civil service, Gift Likoya discovered that belonging to a SACCO is the foundation of sustainable wealth creation. Gift joined United Civil Servants SACCO-UCS SACCO in 2022, and her academic dream turned into a profound testimony.
Likoya: I am everlastingly grateful for UCS SACCO's financial products
According to Likoya, she could not have managed to finance her studies in Early Childhood Development had she not joined UCS SACCO . “I am thrilled with UCS SACCO’s products and incredible service delivery. I was able to complete my studies in Early Childhood Development because of the loans I was accessing at UCS SACCO. Their loans have a lower interest rate and the repayment period is flexible,” said Likoya.
Likoya also applauded UCS SACCO for its efforts towards member education saying it is the principal catalyst for financial stability and wealth creation at wholesale.
“Through the United Civil Servants SACCO, I have learned that financial discipline is not a box you check off; it is a behaviour you nurture once you are taught. And when it grows, it becomes the very thing that breathes life into financial stability. It is the secret ingredient that turns plans into progress," said Likoya.
Meanwhile, Likoya is pursuing her studies in nursing and she casts her vote of gratitude to UCS SACCO for granting her another education loan.
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Published Date
Mar 04, 2026
2 weeks ago