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April 11, 2026

𝗗𝗘𝗗𝗭𝗔 𝗗𝗜𝗦𝗧𝗥𝗜𝗖𝗧 𝗛𝗢𝗦𝗣𝗜𝗧𝗔𝗟 𝗖𝗢𝗠𝗙𝗢𝗥𝗧𝗘𝗗 𝗪𝗜𝗧𝗛 𝗖𝗢𝗠𝗣𝗨𝗧𝗘𝗥 𝗗𝗢𝗡𝗔𝗧𝗜𝗢𝗡

United Civil Servants SACCO (UCS SACCO) has reached out to Dedza District Hospital with a donation of 2 sets of desktop computers and a printer worth 7 million kwacha as a way of enhancing efficiency at the public health facility. UCS SACCO’s Head of operations, Francis Kandonga, underscored that the donation is a response to the theft of computers in the laboratory of Dedza district hospital in December, which has since scaled down laboratory computerized services at the hospital. “As an institution, we trust that the donation which we have made at Dedza District Hospital will help to accelerate quality delivery of health services considering that the hospital was previously lacking in terms of electronic devices in particular computers and printers,” said Kandonga. Speaking after receiving the computers, Dedza District Health Officer (DHO) DR. Isaac Mbingwani, commended UCS SACCO for the donation describing it as timely and crucial as the new computers pave room for the hospital to operate screening services for some diseases instead of referring its patients to Lilongwe Central hospital.

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April 11, 2026

𝐀 𝐏𝐄𝐄𝐏 𝐈𝐍𝐓𝐎 𝐍𝐀𝐋𝐈𝐊𝐔𝐋𝐄 𝐒𝐎𝐂𝐈𝐀𝐋 𝐖𝐄𝐄𝐊𝐄𝐍𝐃

Over the past weekend, the open theatre for Nalikule College of Education wore an entertainment face as the place was turned into the perfect platform for the school's costume party given the social weekend in motion. The scenes were not short on vibes, creativity, laughter, dance, fashion sense, music, and a financial literacy session led by United Civil Servants SACCO (UCS SACCO) by virtue of being the co-sponsor of the social weekend - ensuring that the day was a memory to behold. UCS SACCO holds quarterly student engagements, which aims to plant a savings culture among tertiary education students. Here's a peep into a pictorial focus of how the costume party unfolded:

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April 07, 2026

United Civil Servants SACCO holds its 31st Annual General Meeting

United Civil Servants SACCO (UCS SACCO) has celebrated its 31st Annual General Meeting at BICC in Lilongwe under theme: Advancing a Digitally Enabled SACCO.Speaking during the Meeting, guest of honour, Minister of industrialization, business, trade and tourism Simon Itaye described UCS SACCO as one of the crucial institutions for financial transformation in the country. Itaye then expressed interest to join UCS SACCO as a member.Among other things, the minister commended UCSSACCO for adopting the Document Management System (DMS) which has helped the institution to reduce the use of paper by 90 percent. Fletcher Mhango, board chairperson for UCS SACCO, reaffirmed the board's continued commitment in ensuring that UCS SACCO is extremely competitive when it comes to service delivery on the local front and beyond boarders through its diaspora portfolio. During the meeting, Chief Executive Officer for UCS SACCO, Francis Waliwa, described the 2025/2026 financial year as a success citing that the institution registered a k15.7 Billion profit after increasing it's loan book from k32 Billion to k48 Billion. Waliwa added that the Institution recruited over 15 thousand members in 2025, a development that signifies growth. He also underscored the Sacco's potential room for further growth through digital innovation as it eyes to expand it's membership to 500 thousand members by the year 2030. Chief Executive Officer for MUSCCO, Fumbani Nyangulu, emphasized that Saccos encourage a savings culture, wealth creation, and national economic growth, and therefore, there is need for government to create an enabling environment for sacco's to thrive in the country.

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April 07, 2026

𝐒𝐀𝐕𝐈𝐍𝐆𝐒 𝐁𝐀𝐏𝐓𝐈𝐒𝐌

Ezelina Chimaliro, a civil servant working with the judiciary office in Lilongwe, is one woman who has graduated from a habit of impulse spending to a savings culture – all thanks to United Civil Servants SACCO- UCS SACCO, whose products including savings and member education, have been a redemption among SACCO members. According to Chimaliro, saving money was not one of her financial languages before she joined UCS SACCO as she was always caught off guard in her expenditures, hence, exhausting all her monthly income.“Before I joined UCS SACCO in 2024, I was very helpless when it came to saving money. At that time, I was of the impression that the fate of all my income was consumption not knowing that I can invest some of my money in savings, thereby laying a strong foundation for a secure and successful future,” said Chimaliro. She has since heaped praise on UCS SACCO’s ‘savings’ product citing that it is fundamental among the many products that UCS SACCO offers. “When you belong to an institution that offers excellent financial products like savings, chances are that you will improve in terms of financial management and that includes spending habits. Now that I save money with UCS SACCO, I am better prepared for emergencies and unexpected expenses later in life. And by learning the difference between needs and wants, I now understand better that money is limited and must be used wisely,” added Chimaliro. Meanwhile, Chimaliro is still basking in the excitement of the dividends she received from UCS SACCO in 2024 and has her eyes set on her impending dividends for 2025. Just to mention, UCS SACCO empowers members to manage wealth and secure their future, and it shows members their responsibility in making the Sacco strong.

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March 13, 2026

COPING WITH RETIREMENT THROUGH SAVINGS FROM UCS SACCO

In Malawi and the rest of the world, it is common for employees nearing their retirement age to develop a retirement fever especially when they haven’t figured out on how best to finance their basic needs in the absence of a salary. James Nkolongo, a former messenger at Salima District Fisheries office, ensured the future of his life after retirement was in his own hands by joining United Civil Servants SACCO-UCS SACCO in 2021. Nkolongo, who served at Salima District Fisheries for nearly 4 decades and is a UCS SACCO member from Salima branch, said he did not find it hard to cope with life after retirement considering he had the confidence that his savings at UCS SACCO were bound to keep working for him. “When I joined the UCS SACCO, I was exposed to a culture of savings. Of course, I joined as a civil servant but I was aware that I will join the Nzika Account Savings once I retire. Among other benefits, the Nzika Account Savings keeps retirement benefits safe and growing, gives retirees access to financial support through affordable loans, encourages retirees to remain financially secure, helps retirees to manage retirement funds through structured saving, and reduces the risk of quickly exhausting retirement benefits,“ said Nkolongo. Nkolongo, highlighted that many people stop saving after retirement, yet financial needs continue. For instance, if not for my savings at UCS SACCO and the loans which I access at the institution, I would have struggled to meet the financial demands of my family.Nkolongo said: “Today, even as a retiree, I am able to still pay school fees for my kids because I have access to flexible loans offered by UCS SACCO and I receive dividends from my savings at the end of each financial year. Nothing has changed compared to the time I had a job because I am still thriving financially. Remarkably, through UCS SACCO, I was able to secure a loan to invest in my agriculture.”Today, Nkolongo is an established farmer who grows maize on a 2 acres farm in Maganga Village in the area of traditional authority Mdalamkwanda, Salima. For context, Nzika Savings account is for all retirees and it provides a safe place for pension deposits, offering flexible access to savings for daily expenses or emergencies. 

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March 09, 2026

SALIMA POLICE STATION BREATHES A SIGH OF RELIEF

Salima Police Station will now be able to provide adequate meals to suspects in custody, courtesy of United Civil Servants SACCO which has donated assorted food items to the station. The items include cooking oil and bags of maize.Moyo (second from right) interacts with Kanyika (second from left)UCS SACCO’s Head of Member Service, Albert Moyo, reaffirmed that the donation reflects the Sacco’s core values, placing social welfare at the heart of its operations. Administration Officer for Salima Police Station, Janet Kanyika, was all grateful for the donation saying  sometimes suspects are subjected to starvation due to limited food resources.