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April 30, 2026

𝐖𝐀𝐋𝐊𝐈𝐍𝐆 𝐖𝐈𝐓𝐇 𝐔𝐂𝐒 𝐒𝐀𝐂𝐂𝐎 𝐈𝐍 𝐑𝐄𝐓𝐈𝐑𝐄𝐌𝐄𝐍𝐓

Dr. Grace Kafulatira, a retired civil servant who previously served as a head teacher at Lilongwe Girls Secondary School before assuming incumbency at the ministry of education where she served as the Director of Education and Sports in Lilongwe urban, is a member of United Civil Servants SACCO (UCS SACCO) since 2023. When UCS SACCO introduced the SACCO concept to her, she was amazed by UCS SACCO’s exercise of corporate social responsibility, UCS Mobile, as well as the SACCO’s propensity to accommodate retired civil servants.“I joined UCS SACCO because it is the only SACCO in Malawi that welcomes retirees through its retiree’s portfolio and it allows you to access loans to establish small scale businesses. I for one is of the impression that a retired civil servant cannot be a bad debtor. Of note, USC Mobile is a good digital innovation for retirees.” Said Dr Kafulatira.“Good customer management is a great marketing tool provided you couple it with uniqueness in service delivery and this is where UCS SACCO excels as its services are unique and tailored to satisfy customer needs. For instance, I was able to easily access a loan of millions when I was buying paint during the construction of my B&B. More pleasing was the swift pace with which my loan was processed,” added Dr. Kafulatira. Dr. Kafulatira said her soon to be launched B&B is a source of employment thereby contributing to the realization of the country’s blue print, Malawi 2063.

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April 24, 2026

UCSSACCO SUPPORTS MALAWI PRISONS FEMALE NETWORK

Today United Civil Servants SACCO celebrated with women in uniform from Malawi prisons as they launched their Women network. The launch took place at Zomba Maximum Prison ground. One of the objectives of the network is to enhance female officers' professional and Socio-economic capacities towards gender equality at all levels. Realising that Financial capacity is key to achieving the network's objectives United Civil Servants SACCO sponsored the launch of the network guidelines.Commissioner General of Prisons Wandika Phiri commended the support and called for continued partnership between the Institutions.Malawi Prisons has about 1386 female officers.

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April 11, 2026

𝗗𝗘𝗗𝗭𝗔 𝗗𝗜𝗦𝗧𝗥𝗜𝗖𝗧 𝗛𝗢𝗦𝗣𝗜𝗧𝗔𝗟 𝗖𝗢𝗠𝗙𝗢𝗥𝗧𝗘𝗗 𝗪𝗜𝗧𝗛 𝗖𝗢𝗠𝗣𝗨𝗧𝗘𝗥 𝗗𝗢𝗡𝗔𝗧𝗜𝗢𝗡

United Civil Servants SACCO (UCS SACCO) has reached out to Dedza District Hospital with a donation of 2 sets of desktop computers and a printer worth 7 million kwacha as a way of enhancing efficiency at the public health facility. UCS SACCO’s Head of operations, Francis Kandonga, underscored that the donation is a response to the theft of computers in the laboratory of Dedza district hospital in December, which has since scaled down laboratory computerized services at the hospital. “As an institution, we trust that the donation which we have made at Dedza District Hospital will help to accelerate quality delivery of health services considering that the hospital was previously lacking in terms of electronic devices in particular computers and printers,” said Kandonga. Speaking after receiving the computers, Dedza District Health Officer (DHO) DR. Isaac Mbingwani, commended UCS SACCO for the donation describing it as timely and crucial as the new computers pave room for the hospital to operate screening services for some diseases instead of referring its patients to Lilongwe Central hospital.

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April 11, 2026

𝐀 𝐏𝐄𝐄𝐏 𝐈𝐍𝐓𝐎 𝐍𝐀𝐋𝐈𝐊𝐔𝐋𝐄 𝐒𝐎𝐂𝐈𝐀𝐋 𝐖𝐄𝐄𝐊𝐄𝐍𝐃

Over the past weekend, the open theatre for Nalikule College of Education wore an entertainment face as the place was turned into the perfect platform for the school's costume party given the social weekend in motion. The scenes were not short on vibes, creativity, laughter, dance, fashion sense, music, and a financial literacy session led by United Civil Servants SACCO (UCS SACCO) by virtue of being the co-sponsor of the social weekend - ensuring that the day was a memory to behold. UCS SACCO holds quarterly student engagements, which aims to plant a savings culture among tertiary education students. Here's a peep into a pictorial focus of how the costume party unfolded:

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April 07, 2026

United Civil Servants SACCO holds its 31st Annual General Meeting

United Civil Servants SACCO (UCS SACCO) has celebrated its 31st Annual General Meeting at BICC in Lilongwe under theme: Advancing a Digitally Enabled SACCO.Speaking during the Meeting, guest of honour, Minister of industrialization, business, trade and tourism Simon Itaye described UCS SACCO as one of the crucial institutions for financial transformation in the country. Itaye then expressed interest to join UCS SACCO as a member.Among other things, the minister commended UCSSACCO for adopting the Document Management System (DMS) which has helped the institution to reduce the use of paper by 90 percent. Fletcher Mhango, board chairperson for UCS SACCO, reaffirmed the board's continued commitment in ensuring that UCS SACCO is extremely competitive when it comes to service delivery on the local front and beyond boarders through its diaspora portfolio. During the meeting, Chief Executive Officer for UCS SACCO, Francis Waliwa, described the 2025/2026 financial year as a success citing that the institution registered a k15.7 Billion profit after increasing it's loan book from k32 Billion to k48 Billion. Waliwa added that the Institution recruited over 15 thousand members in 2025, a development that signifies growth. He also underscored the Sacco's potential room for further growth through digital innovation as it eyes to expand it's membership to 500 thousand members by the year 2030. Chief Executive Officer for MUSCCO, Fumbani Nyangulu, emphasized that Saccos encourage a savings culture, wealth creation, and national economic growth, and therefore, there is need for government to create an enabling environment for sacco's to thrive in the country.

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April 07, 2026

𝐒𝐀𝐕𝐈𝐍𝐆𝐒 𝐁𝐀𝐏𝐓𝐈𝐒𝐌

Ezelina Chimaliro, a civil servant working with the judiciary office in Lilongwe, is one woman who has graduated from a habit of impulse spending to a savings culture – all thanks to United Civil Servants SACCO- UCS SACCO, whose products including savings and member education, have been a redemption among SACCO members. According to Chimaliro, saving money was not one of her financial languages before she joined UCS SACCO as she was always caught off guard in her expenditures, hence, exhausting all her monthly income.“Before I joined UCS SACCO in 2024, I was very helpless when it came to saving money. At that time, I was of the impression that the fate of all my income was consumption not knowing that I can invest some of my money in savings, thereby laying a strong foundation for a secure and successful future,” said Chimaliro. She has since heaped praise on UCS SACCO’s ‘savings’ product citing that it is fundamental among the many products that UCS SACCO offers. “When you belong to an institution that offers excellent financial products like savings, chances are that you will improve in terms of financial management and that includes spending habits. Now that I save money with UCS SACCO, I am better prepared for emergencies and unexpected expenses later in life. And by learning the difference between needs and wants, I now understand better that money is limited and must be used wisely,” added Chimaliro. Meanwhile, Chimaliro is still basking in the excitement of the dividends she received from UCS SACCO in 2024 and has her eyes set on her impending dividends for 2025. Just to mention, UCS SACCO empowers members to manage wealth and secure their future, and it shows members their responsibility in making the Sacco strong.