Terms of Use
Last Updated: February 6, 2026 • Effective for all UCSSACCO digital services
Welcome to the United Civil Servants SACCO (UCSSACCO) website. These terms govern your use of our digital platforms and services.
1. Acceptance of Terms
By accessing or using the UCSSACCO website, mobile applications, or online member portals, you agree to be bound by these Terms of Use.
These terms constitute a legally binding agreement between you and United Civil Servants SACCO. If you do not agree, discontinue use immediately.
2. User Obligations
- Eligibility: You must be a registered UCSSACCO member and civil servant in Malawi.
- Account Security: You are responsible for your login credentials.
- Accuracy: All submitted information must be correct and current.
- Prohibited Use: No fraud, malware, or unlawful activity.
3. Privacy Policy
Our data handling practices are explained in our Privacy Policy.
Security Reminder
UCSSACCO will never ask for your password via email or phone call.
4. Intellectual Property
All content on this site is owned by UCSSACCO and protected by copyright laws. No reuse without written permission.
5. Limitation of Liability
UCSSACCO is not liable for damages resulting from use or inability to use services. Website calculators and projections are illustrative only.
6. Governing Law
These terms are governed by the laws of the Republic of Malawi.