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United Civil Servants SACCO holds its 31st Annual General Meeting
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April 07, 2026

United Civil Servants SACCO holds its 31st Annual General Meeting

United Civil Servants SACCO (UCS SACCO) has celebrated its 31st Annual General Meeting at BICC in Lilongwe under theme: Advancing a Digitally Enabled SACCO.Speaking during the Meeting, guest of honour, Minister of industrialization, business, trade and tourism Simon Itaye described UCS SACCO as one of the crucial institutions for financial transformation in the country. Itaye then expressed interest to join UCS SACCO as a member.Among other things, the minister commended UCSSACCO for adopting the Document Management System (DMS) which has helped the institution to reduce the use of paper by 90 percent. Fletcher Mhango, board chairperson for UCS SACCO, reaffirmed the board's continued commitment in ensuring that UCS SACCO is extremely competitive when it comes to service delivery on the local front and beyond boarders through its diaspora portfolio. During the meeting, Chief Executive Officer for UCS SACCO, Francis Waliwa, described the 2025/2026 financial year as a success citing that the institution registered a k15.7 Billion profit after increasing it's loan book from k32 Billion to k48 Billion. Waliwa added that the Institution recruited over 15 thousand members in 2025, a development that signifies growth. He also underscored the Sacco's potential room for further growth through digital innovation as it eyes to expand it's membership to 500 thousand members by the year 2030. Chief Executive Officer for MUSCCO, Fumbani Nyangulu, emphasized that Saccos encourage a savings culture, wealth creation, and national economic growth, and therefore, there is need for government to create an enabling environment for sacco's to thrive in the country.

UCS SACCO TAKES GREEN INITIATIVE TO ZOMBA
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March 29, 2026

UCS SACCO TAKES GREEN INITIATIVE TO ZOMBA

United Civil Servants SACCO-UCS SACCO has pumped in millions of kwachas to plant 14 thousand trees in Zomba. This comes after the district lost 5 thousand trees due to heavy rains. Speaking during the tree planting exercise in Malosa, Assistant Forestry Officer, Yassin Lamusi, described the UCS SACCO sponsorship as a big boost, expressing optimism that the district will meet it's target of planting 3 million trees before the close of the tree planting season on April 15, 2026.Chairperson for Zomba Malosa Taskforce, Venerable Canon Dr. Eston Pembamoyo, commended United Civil Servants SACCO for supporting efforts aimed at restoring the Malosa Forest Reserve which is facing severe deforestation through charcoal production.For his part, UCSSACCO Zomba Branch Manager  Francis Kathewera, described the green gesture as part of UCS SACCO's vision to plant 2 million trees by the year 2028.

COPING WITH RETIREMENT THROUGH SAVINGS FROM UCS SACCO
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March 13, 2026

COPING WITH RETIREMENT THROUGH SAVINGS FROM UCS SACCO

In Malawi and the rest of the world, it is common for employees nearing their retirement age to develop a retirement fever especially when they haven’t figured out on how best to finance their basic needs in the absence of a salary. James Nkolongo, a former messenger at Salima District Fisheries office, ensured the future of his life after retirement was in his own hands by joining United Civil Servants SACCO-UCS SACCO in 2021. Nkolongo, who served at Salima District Fisheries for nearly 4 decades and is a UCS SACCO member from Salima branch, said he did not find it hard to cope with life after retirement considering he had the confidence that his savings at UCS SACCO were bound to keep working for him. “When I joined the UCS SACCO, I was exposed to a culture of savings. Of course, I joined as a civil servant but I was aware that I will join the Nzika Account Savings once I retire. Among other benefits, the Nzika Account Savings keeps retirement benefits safe and growing, gives retirees access to financial support through affordable loans, encourages retirees to remain financially secure, helps retirees to manage retirement funds through structured saving, and reduces the risk of quickly exhausting retirement benefits,“ said Nkolongo. Nkolongo, highlighted that many people stop saving after retirement, yet financial needs continue. For instance, if not for my savings at UCS SACCO and the loans which I access at the institution, I would have struggled to meet the financial demands of my family.Nkolongo said: “Today, even as a retiree, I am able to still pay school fees for my kids because I have access to flexible loans offered by UCS SACCO and I receive dividends from my savings at the end of each financial year. Nothing has changed compared to the time I had a job because I am still thriving financially. Remarkably, through UCS SACCO, I was able to secure a loan to invest in my agriculture.”Today, Nkolongo is an established farmer who grows maize on a 2 acres farm in Maganga Village in the area of traditional authority Mdalamkwanda, Salima. For context, Nzika Savings account is for all retirees and it provides a safe place for pension deposits, offering flexible access to savings for daily expenses or emergencies. 

SALIMA POLICE STATION BREATHES A SIGH OF RELIEF
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March 09, 2026

SALIMA POLICE STATION BREATHES A SIGH OF RELIEF

Salima Police Station will now be able to provide adequate meals to suspects in custody, courtesy of United Civil Servants SACCO which has donated assorted food items to the station. The items include cooking oil and bags of maize.Moyo (second from right) interacts with Kanyika (second from left)UCS SACCO’s Head of Member Service, Albert Moyo, reaffirmed that the donation reflects the Sacco’s core values, placing social welfare at the heart of its operations. Administration Officer for Salima Police Station, Janet Kanyika, was all grateful for the donation saying  sometimes suspects are subjected to starvation due to limited food resources. 

UCS SACCO kicks-off Green Gesture in Lilongwe
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March 07, 2026

UCS SACCO kicks-off Green Gesture in Lilongwe

On 7th March, 2026, all roads led to Chiyingira ground in Ngoma Village under the umbrella of T/A Tsabango in Lilongwe, where United Civil Servants SACCO-UCS SACCO held it's Lilongwe 2026 Tree Planting Launch. The event, is part of UCSSACCO 's green initiative which seeks to plant 2 million trees by 2028. Speaking during the tree planting launch, guest of honour at the event, Sekelani Kansikili, who is the council chair for Lilongwe District Council underscored the significance of planting trees and nurturing the trees to grow, noting that the presence of enough trees influences favourable rainfall patterns, hence, high agricultural yields for both commercial and subsistence farmers. Kansiliki: I'm commending our partner UCSSACCO for the unwavering efforts towards climate actionLegislator for Lilongwe Central constituency Jimeon Nyanda commended UCS SACCO for planting trees along the shores of Nanjiri river, stating that once the trees have grown they will safeguard the surrounding area from floods which are a menace every year. Jimeon: It excites me to witness my catchment community regaining its green gloryFor his part, UCS SACCO's head of operations Francis Kandonga said the institution's green initiative is part of efforts to complement government 's effort to restore depleted environment.kandonga: It is everyone's responsibility to conserve the environmentSenior Village Head Mdondwe, who represented T/A Tsabango, described the tree planting exercise as timely considering that the area has been prone to dry spells in recent times.Community members in the course of planting trees

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2025 International Year of Cooperatives Documentary - Part Three
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2025 International Year of Cooperatives Documentary - Part Three

In light of the 2025 International Year of Cooperatives, African Confederation of Cooperative Savings and Credit Associations (ACCOSCA) visited Malawi to showcase how SACCOs are accelerating progress towards UN Sustainable Development Goals under people and prosperity pillars.