𝐒𝐀𝐕𝐈𝐍𝐆𝐒 𝐁𝐀𝐏𝐓𝐈𝐒𝐌

Ezelina Chimaliro, a civil servant working with the judiciary office in Lilongwe, is one woman who has graduated from a habit of impulse spending to a savings culture – all thanks to United Civil Servants SACCO- UCS SACCO, whose products including savings and member education, have been a redemption among SACCO members.

According to Chimaliro, saving money was not one of her financial languages before she joined UCS SACCO as she was always caught off guard in her expenditures, hence, exhausting all her monthly income.

“Before I joined UCS SACCO in 2024, I was very helpless when it came to saving money. At that time, I was of the impression that the fate of all my income was consumption not knowing that I can invest some of my money in savings, thereby laying a strong foundation for a secure and successful future,” said Chimaliro.

She has since heaped praise on UCS SACCO’s ‘savings’ product citing that it is fundamental among the many products that UCS SACCO offers.

“When you belong to an institution that offers excellent financial products like savings, chances are that you will improve in terms of financial management and that includes spending habits. Now that I save money with UCS SACCO, I am better prepared for emergencies and unexpected expenses later in life. And by learning the difference between needs and wants, I now understand better that money is limited and must be used wisely,” added Chimaliro.

Meanwhile, Chimaliro is still basking in the excitement of the dividends she received from UCS SACCO in 2024 and has her eyes set on her impending dividends for 2025.

Just to mention, UCS SACCO empowers members to manage wealth and secure their future, and it shows members their responsibility in making the Sacco strong.